{"id":5376,"date":"2022-05-20T13:32:11","date_gmt":"2022-05-20T11:32:11","guid":{"rendered":"https:\/\/maschinenkanzlei.de\/value-appraisal-insurance-value\/"},"modified":"2024-11-05T09:48:37","modified_gmt":"2024-11-05T08:48:37","slug":"value-appraisal-insurance-value","status":"publish","type":"page","link":"https:\/\/maschinenkanzlei.de\/en\/value-appraisal-insurance-value\/","title":{"rendered":"value appraisal insurance value"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5376\" class=\"elementor elementor-5376 elementor-1137\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ae4cc49 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"4ae4cc49\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa28af4\" data-id=\"fa28af4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-236853c4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"236853c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Value Appraisal<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2df6ffc3 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2df6ffc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Valuation of &#8220;machinery, mechanical engineering and industrial equipment&#8221; in the event of a claim, for insurance conclusions and purposes for companies.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c2d3589 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4c2d3589\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ca943f1\" data-id=\"5ca943f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-62d07685 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62d07685\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4b7e8e7c\" data-id=\"4b7e8e7c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4954b44c elementor-position-right elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"4954b44c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/maschinenkanzlei.de\/wp-content\/uploads\/2022\/06\/20190801_Brandschaden5_komp-300x169.jpg\" class=\"attachment-medium size-medium wp-image-5241\" alt=\"Value Appraisal\" srcset=\"https:\/\/maschinenkanzlei.de\/wp-content\/uploads\/2022\/06\/20190801_Brandschaden5_komp-300x169.jpg 300w, https:\/\/maschinenkanzlei.de\/wp-content\/uploads\/2022\/06\/20190801_Brandschaden5_komp-768x433.jpg 768w, https:\/\/maschinenkanzlei.de\/wp-content\/uploads\/2022\/06\/20190801_Brandschaden5_komp.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Valuation of machinery, industrial plant and equipment<\/h3><p class=\"elementor-image-box-description\">Valuations are important for industrial companies and commercial enterprises. For the conclusion of insurance policies, the <b>insurance value <\/b> is required \"for sure\". After a claim - depending on the case - different values or valuations can be of importance.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a92277d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a92277d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4245b801\" data-id=\"4245b801\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-782f4a65 elementor-widget elementor-widget-heading\" data-id=\"782f4a65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Overview <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-246b63b6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"246b63b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7743dcc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7743dcc1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-463cf5a4\" data-id=\"463cf5a4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fbcb437 elementor-widget elementor-widget-heading\" data-id=\"fbcb437\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Valuation reports for different valuation purposes:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-700a146 elementor-widget elementor-widget-text-editor\" data-id=\"700a146\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Valuations of machines and industrial plants as well as operating equipment are carried out, for example, for the following purposes:<\/p>\n<ul>\n<li><span style=\"font-size: 17px; color: var( --e-global-color-secondary );\"><a href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">Insurance valuation for<\/a> the conclusion of an insurance policy,  <\/span><\/li>\n<li><span style=\"font-size: 17px; color: var( --e-global-color-secondary );\"><a data-wpil=\"url\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">Insurance valuation<\/a> in the event of a claim,  <\/span><\/li>\n<li> <span style=\"font-size: 17px; color: var( --e-global-color-secondary );\"> Determination of market value for <\/span>financing,  <\/li>\n<li>Determination of market value for mortgages,  <\/li>\n<li>Determination of market value for purchase and sale<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7aee3ba1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7aee3ba1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4e2da9bb\" data-id=\"4e2da9bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c32244f elementor-align-center elementor-invisible elementor-widget elementor-widget-global elementor-global-1071 elementor-widget-button\" data-id=\"3c32244f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/maschinenkanzlei.de\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-comment-dots\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-12d1c1a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12d1c1a1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60b2ee27\" data-id=\"60b2ee27\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3adc765f elementor-widget elementor-widget-heading\" data-id=\"3adc765f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Determine insurance values<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff1c6d9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ff1c6d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1642c638 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1642c638\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3405f91c\" data-id=\"3405f91c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7259a0ee elementor-widget elementor-widget-spacer\" data-id=\"7259a0ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-18dd827\" data-id=\"18dd827\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39872ba6 elementor-widget elementor-widget-text-editor\" data-id=\"39872ba6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The <a data-wpil=\"url\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">insured value<\/a> is critical in answering the question, &#8220;Is there overinsurance or underinsurance?&#8221;<\/p>\n<p>If the <a href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\" data-wpil-monitor-id=\"2\">insured value determined in the event of a claim is higher than the agreed sum insured<\/a> , there is underinsurance. This influences the regulation by the insurer.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf2c129 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"bf2c129\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More information about the insurance value<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-10cab14b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10cab14b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1b3504d3\" data-id=\"1b3504d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c36c273 elementor-widget elementor-widget-heading\" data-id=\"c36c273\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Conclusion of a fire insurance or a machine breakage insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6716409a elementor-widget elementor-widget-text-editor\" data-id=\"6716409a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The insured value must usually be determined currently for underwriting purposes if fire insurance or machinery breakdown insurance is to be taken out. This also applies to the german insurance conditions for stationary machines (AMG) and mobile machines (ABMG). <\/p>\n<p>New value and <a href=\"https:\/\/maschinenkanzlei.de\/en\/current-value-of-machine-investment-in-case-of-liability-damage\/\" data-wpil-monitor-id=\"50\">current value<\/a> must be determined in the event of damage.  <\/p>\n<p>It is important that the <a href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">sum insured<\/a> agreed with the insurer also corresponds to the <a data-wpil=\"url\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\" data-wplink-edit=\"true\">insured value<\/a>. <span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">If the agreed sum insured is lower than the <\/span><a style=\"font-size: 17px; background-color: #f7f7f7;\" data-wpil=\"url\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">insured value<\/a><span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">, there is underinsurance<\/span>.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0a3fd29 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0a3fd29\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-80bdc71\" data-id=\"80bdc71\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39a77f6 elementor-widget elementor-widget-heading\" data-id=\"39a77f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Determination of the insured value in the event of a damage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cae106e elementor-widget elementor-widget-text-editor\" data-id=\"cae106e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p> <span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">In the event of a <a href=\"https:\/\/www.agrarheute.com\/land-leben\/millionenbrand-hopfenhalle-ursache-geklaert-527475\" target=\"_blank\" rel=\"noopener\">loss<\/a> occurring and in particular in the case of major losses<\/span>, the <a style=\"font-variant-ligatures: normal; font-variant-caps: normal; font-family: Poppins, sans-serif; font-size: 17px; font-style: normal; font-weight: 400; background-color: #f7f7f7;\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">insured value<\/a><span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">  determined on behalf of insurers. This can lead to unpleasant surprises in the event of a <a href=\"https:\/\/maschinenkanzlei.de\/en\/major-damage\/\">major loss<\/a> if the  <\/span><a style=\"font-variant-ligatures: normal; font-variant-caps: normal; font-family: Poppins, sans-serif; font-size: 17px; font-style: normal; font-weight: 400; background-color: #f7f7f7;\" data-wpil=\"url\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">Insured value<\/a><span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">  is higher than the agreed sum insured. Finally, this concerns the level of regulation.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d275d4f elementor-widget elementor-widget-text-editor\" data-id=\"d275d4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-phzzk-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-phzzk-1n7m0yu\">\n<div class=\"flex flex-col text-sm dark:bg-gray-800\">\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent\" data-testid=\"conversation-turn-5\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 gizmo:w-full md:gap-3 lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>The consequences of underinsurance are many. In the event of a claim, policyholders may be forced to bear significant portions of the costs themselves. This can have a serious impact on business operations and liquidity, especially for companies and tradespeople, if the insurance company only covers part of the loss.<\/p>\n<p>In order to protect yourself from underinsurance, it is therefore essential to know the<\/p>\n<ul>\n<li>Regularly review the insurance value and<\/li>\n<li>ensure that the agreed sum insured is appropriate.<\/li>\n<\/ul>\n<p>This requires close cooperation with the insurer and the involvement of <a href=\"https:\/\/maschinenkanzlei.de\/en\/expert-machines-sv-frank-flammer\/\">experts<\/a> to assess the current value of the insured assets and goods. These processes are critical to ensuring that sufficient financial support is in place in the event of a claim and that there are no unpleasant surprises regarding coverage levels. This illustrates the importance of an expert opinion.<\/p>\n<p>Overall, it is of utmost importance to recognize the importance of the insured value and the correct determination of the sum insured. Adequate coverage and the avoidance of underinsurance are key factors in minimizing financial risks associated with claims and ensuring the financial stability of companies.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"absolute bottom-0 left-0 w-full border-t md:border-t-0 dark:border-white\/20 md:border-transparent md:dark:border-transparent md:bg-vert-light-gradient bg-white dark:bg-gray-800 md:!bg-transparent dark:md:bg-vert-dark-gradient pt-2 md:pl-2 md:w-[calc(100%-.5rem)]\">\n<form class=\"stretch mx-2 flex flex-row gap-3 last:mb-2 md:mx-4 md:last:mb-6 lg:mx-auto lg:max-w-2xl xl:max-w-3xl\">\n<div class=\"relative flex h-full flex-1 items-stretch md:flex-col\">\n<div>\n<div class=\"h-full flex ml-1 md:w-full md:m-auto md:mb-4 gap-0 md:gap-2 justify-center\"> <\/div>\n<\/div>\n<\/div>\n<\/form>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fd2cb0b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5fd2cb0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/maschinenkanzlei.de\/en\/determine-the-insured-value-of-machinery-and-equipment\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More information about the insurance value<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d5d920 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d5d920\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d449b34\" data-id=\"d449b34\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-53225fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53225fd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6ef96dd\" data-id=\"6ef96dd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0f45dd elementor-widget elementor-widget-text-editor\" data-id=\"d0f45dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span style=\"color: #3366ff;\">Recommendation:<\/span><\/h2>\n<ul>\n<li>Determination of the new values and, if applicable, the fair values;<\/li>\n<li>Determination of the insured values to derive the applicable sum insured;<\/li>\n<li>regular review and adjustment of the values.<\/li>\n<\/ul>\n<p>The regular review makes sense because you can<\/p>\n<ul>\n<li>in the event of a claim, the underinsurance and<\/li>\n<li>at the same time too high premium with too high sum insured<\/li>\n<\/ul>\n<p>can avoid. Particularly in the case of large companies, insurance premiums are also in the 6-digit range. Therefore, regular testing with adjustment of the values is &#8220;worthwhile&#8221;.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-626259b elementor-align-center elementor-invisible elementor-widget elementor-widget-global elementor-global-1071 elementor-widget-button\" data-id=\"626259b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/maschinenkanzlei.de\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-comment-dots\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5658b3d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5658b3d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72d192a\" data-id=\"72d192a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d92145f elementor-widget elementor-widget-heading\" data-id=\"d92145f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Determination of fair values<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6260419 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6260419\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ac9c902 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ac9c902\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d75751b\" data-id=\"d75751b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01c5a02 elementor-widget elementor-widget-text-editor\" data-id=\"01c5a02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In order to remain liquid, loans, pledges and security transfers are more common than unusual in <a href=\"https:\/\/maschinenkanzlei.de\/en\/feedback\/\" data-wpil-monitor-id=\"72\">industrial<\/a> and commercial enterprises. Banks also require a <span style=\"font-family: Poppins, sans-serif; font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: var( --e-global-typography-a6ff29d-letter-spacing ); word-spacing: var( --e-global-typography-a6ff29d-word-spacing );\">market value appraisal for lending purposes, as is the case for business relocations<\/span> <span style=\"font-size: 17px; letter-spacing: var( --e-global-typography-a6ff29d-letter-spacing ); word-spacing: var( --e-global-typography-a6ff29d-word-spacing );\">.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91b544e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"91b544e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/maschinenkanzlei.de\/en\/current-value-new-value-insurance-value-for-machines\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More information about value terms<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-05ae38b\" data-id=\"05ae38b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc10439 elementor-widget elementor-widget-spacer\" data-id=\"cc10439\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b9b8ce5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b9b8ce5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0bfd03d\" data-id=\"0bfd03d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9557a84 elementor-widget elementor-widget-heading\" data-id=\"9557a84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Financing and mortgaging<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75b433d elementor-widget elementor-widget-text-editor\" data-id=\"75b433d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Banks and lenders require appropriate collateral for the loan.<\/p>\n<p>The <span style=\"font-size: 17px; color: var( --e-global-color-secondary );\"> <a href=\"https:\/\/maschinenkanzlei.de\/en\/current-value-new-value-insurance-value-for-machines\/\">fair values of <\/a><\/span> machinery and equipment are therefore significant when negotiating with banks and lenders.<\/p>\n<p>However, banks must require appropriate insurance cover as security (EU No. 575\/2013). That is why the <a style=\"font-family: Poppins, sans-serif; font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; background-color: #f7f7f7; color: #0a01a9;\" data-wpil=\"url\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">new value<\/a> <span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">or<\/span> <a style=\"font-family: Poppins, sans-serif; font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; background-color: #f7f7f7; color: #0a01a9;\" data-wpil=\"url\" href=\"https:\/\/maschinenkanzlei.de\/en\/insured-sum-insurance-value-machines\/\">insurance value<\/a> is <span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">also<\/span> shown <span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">in addition to the<\/span> <a href=\"https:\/\/maschinenkanzlei.de\/en\/current-value-new-value-insurance-value-for-machines\/\">market value<\/a> <span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e6cf5e4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6cf5e4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9e29782\" data-id=\"9e29782\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a0e86bb elementor-widget elementor-widget-heading\" data-id=\"a0e86bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Relocation of operations or business equipment and sale of the company<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d56553d elementor-widget elementor-widget-text-editor\" data-id=\"d56553d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">The <a href=\"https:\/\/maschinenkanzlei.de\/en\/current-value-new-value-insurance-value-for-machines\/\">fair values of<\/a> machinery and equipment are significant when operations or equipment are relocated. This also applies to the transfer of values to subsidiaries.<\/span><\/p>\n<p>  When relocating, the relocation costs must also be determined.<\/p>\n<p>In order to avoid unnecessary disputes with tax authorities due to the transfer of fixed assets from one company to a subsidiary, it is advisable to obtain an external fair value opinion when selling.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-73918e3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"73918e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/maschinenkanzlei.de\/en\/current-value-new-value-insurance-value-for-machines\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More information about value terms<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0dfda7b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0dfda7b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9e0518\" data-id=\"e9e0518\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9ca39d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ca39d8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a79c2f3\" data-id=\"a79c2f3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a97660 elementor-widget elementor-widget-text-editor\" data-id=\"3a97660\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span style=\"color: #3366ff;\">Recommendation:<\/span><\/h2>\n<ul>\n<li>\n<p>annual review and adjustment;<\/p>\n<\/li>\n<li>\n<p>Transmission of the &#8220;new&#8221; values to the bank or lender.<\/p>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-063b7b3 elementor-align-center elementor-invisible elementor-widget elementor-widget-global elementor-global-1071 elementor-widget-button\" data-id=\"063b7b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/maschinenkanzlei.de\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-comment-dots\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Value Appraisal Valuation of &#8220;machinery, mechanical engineering and industrial equipment&#8221; in the event of a claim, for insurance conclusions and purposes for companies. Valuation of machinery, industrial plant and equipment Valuations are important for industrial companies and commercial enterprises. For the conclusion of insurance policies, the insurance value is required &#8220;for sure&#8221;. After a claim [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"full-screen","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"off","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"on","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","osh_disable_topbar_sticky":"default","osh_disable_header_sticky":"default","osh_sticky_header_style":"default","osh_sticky_header_effect":"","osh_custom_sticky_logo":0,"osh_custom_retina_sticky_logo":0,"osh_custom_sticky_logo_height":0,"osh_background_color":"","osh_links_color":"","osh_links_hover_color":"","osh_links_active_color":"","osh_links_bg_color":"","osh_links_hover_bg_color":"","osh_links_active_bg_color":"","osh_menu_social_links_color":"","osh_menu_social_hover_links_color":"","footnotes":""},"class_list":["post-5376","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/pages\/5376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/comments?post=5376"}],"version-history":[{"count":0,"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/pages\/5376\/revisions"}],"wp:attachment":[{"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/media?parent=5376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}