{"id":5362,"date":"2022-05-20T13:24:38","date_gmt":"2022-05-20T11:24:38","guid":{"rendered":"https:\/\/maschinenkanzlei.de\/claims-processing-machines-industrial-plants\/"},"modified":"2024-11-05T09:51:06","modified_gmt":"2024-11-05T08:51:06","slug":"claims-processing-machines-industrial-plants","status":"publish","type":"page","link":"https:\/\/maschinenkanzlei.de\/en\/claims-processing-machines-industrial-plants\/","title":{"rendered":"Claims processing machines industrial plants"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5362\" class=\"elementor elementor-5362 elementor-1120\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-77e3b4e9 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"77e3b4e9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-396300b2\" data-id=\"396300b2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c4197c elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5c4197c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Claims Processing<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cc85b68 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2cc85b68\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Loss events in the area of &#8220;machinery, mechanical engineering and industrial plants&#8221; are often complex and require professional claims management with appropriate claims handling.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-61781e9c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"61781e9c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2f7fbc40\" data-id=\"2f7fbc40\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-42b25c7c elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42b25c7c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-25d03bb6\" data-id=\"25d03bb6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d96729 elementor-position-right elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"d96729\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/maschinenkanzlei.de\/wp-content\/uploads\/2022\/05\/20180202_Hopfen4-300x169.jpg\" class=\"attachment-medium size-medium wp-image-5175\" alt=\"forklift\" srcset=\"https:\/\/maschinenkanzlei.de\/wp-content\/uploads\/2022\/05\/20180202_Hopfen4-300x169.jpg 300w, https:\/\/maschinenkanzlei.de\/wp-content\/uploads\/2022\/05\/20180202_Hopfen4-768x433.jpg 768w, https:\/\/maschinenkanzlei.de\/wp-content\/uploads\/2022\/05\/20180202_Hopfen4.jpg 798w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Claims management for damages  <\/h3><p class=\"elementor-image-box-description\">With experience on both sides - the insurer and the injured claimant - necessary measures can be efficiently initiated and effectively resolved in multidisciplinary teams.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e547159 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e547159\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-389cbcff\" data-id=\"389cbcff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b937211 elementor-widget elementor-widget-heading\" data-id=\"7b937211\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Overview <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79495642 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"79495642\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-44147b39 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44147b39\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6fd3ee8e\" data-id=\"6fd3ee8e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c3baf64 elementor-widget elementor-widget-heading\" data-id=\"4c3baf64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Claims processing or claims management<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20133645 elementor-widget elementor-widget-text-editor\" data-id=\"20133645\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the overwhelming majority of cases, it is determined or verified:<\/p>\n<ul>\n<li>Causality of the damage \/ plausibility check,<\/li>\n<li>technical responsibility for the claim,<\/li>\n<li><a href=\"https:\/\/maschinenkanzlei.de\/en\/determining-the-cause-of-machine-damage\/\">Cause of damage<\/a> and<\/li>\n<li>Damage amount.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4cd5ce13 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4cd5ce13\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bafdcf9\" data-id=\"bafdcf9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6294c5a2 elementor-align-center elementor-invisible elementor-widget elementor-widget-global elementor-global-1071 elementor-widget-button\" data-id=\"6294c5a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/maschinenkanzlei.de\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-comment-dots\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a1b3559 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a1b3559\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-540fcf1b\" data-id=\"540fcf1b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3999717f elementor-widget elementor-widget-heading\" data-id=\"3999717f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Claims Management<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25fad35b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"25fad35b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3fcacc00 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3fcacc00\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1cf07308\" data-id=\"1cf07308\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4dbbca elementor-widget elementor-widget-spacer\" data-id=\"e4dbbca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-132a46dc\" data-id=\"132a46dc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-652b7715 elementor-widget elementor-widget-text-editor\" data-id=\"652b7715\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 17px; letter-spacing: var( --e-global-typography-a6ff29d-letter-spacing ); word-spacing: var( --e-global-typography-a6ff29d-word-spacing );\">As a publicly appointed and sworn expert, one is always the link between the insurer, policyholder, insurance brokers, rehabilitation companies and the client, provided that the latter is not identical with the insurer or policyholder.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a91c207 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1a91c207\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/maschinenkanzlei.de\/en\/procedure-of-the-expert-opinion\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Further information on the provision of expert opinions<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-41b8bf6d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41b8bf6d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d2e6988\" data-id=\"d2e6988\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58c49fd4 elementor-widget elementor-widget-heading\" data-id=\"58c49fd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Plausibility check \/ causality of the damage event<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5db78b7b elementor-widget elementor-widget-text-editor\" data-id=\"5db78b7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The plausibility check and the investigation of the causality of a loss are of crucial importance in claims processing and <a href=\"https:\/\/maschinenkanzlei.de\/en\/expert-procedure-in-the-event-of-damage\/\">claims management<\/a> , especially when insurers are involved. The aim is to ensure that the circumstances of the damage presented are consistent with the technical investigations on site. An on-site visit after the damage has occurred plays a central role here, as it enables an in-depth analysis. In contrast, essential information is lost in &#8220;audit on file&#8221; engagements.<\/p>\n<p>The importance of a site visit in a complex claim is multifaceted:<\/p>\n<ol>\n<li>\n<p><strong>Real-time assessment:<\/strong> An on-site appointment allows surveyors and experts to assess the damage immediately after it occurs. This &#8220;inventory analysis&#8221; is crucial for any claims management for further processing.<\/p>\n<\/li>\n<li>\n<p><strong>Avoidance of misconceptions:<\/strong> The personal inspection on site makes it possible to clarify possible misunderstandings or unclear facts that are often not even considered in written reports or documents &#8220;on file&#8221; because they were not recorded or were classified as &#8220;unimportant&#8221;.<\/p>\n<\/li>\n<li>\n<p><strong>Preservation of Evidence:<\/strong> A site visit ensures that all relevant evidence is preserved, including photos, videos, and witness statements (only in the party order, not the court order). This is critical to broaden the basis for sound causality analysis.<\/p>\n<\/li>\n<li>\n<p><strong>Interaction with stakeholders:<\/strong> In <a href=\"https:\/\/www.luftbildsuche.de\/info\/luftbilder\/brand-torfwerk-breesen-mecklenburg-vorpommern-deutschland-485702.html\" target=\"_blank\" rel=\"noopener\">complex claims<\/a>, various parties may be involved, including policyholders, witnesses, experts and employees of the injured company. A site visit provides an opportunity to communicate directly with all stakeholders and consider their perspectives.<\/p>\n<\/li>\n<li>\n<p><strong>Credibility and transparency:<\/strong> An on-site visit promotes the transparency of the expert opinion.<\/p>\n<\/li>\n<li>\n<p><strong>Causality analysis:<\/strong> investigating causality, i.e. determining whether and how the damage was caused by certain influences, often requires detailed knowledge and expertise. A site visit makes it possible to understand these complex relationships more precisely.<\/p>\n<\/li>\n<\/ol>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4b6f5c35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4b6f5c35\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5447d0b4\" data-id=\"5447d0b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15f36cad elementor-widget elementor-widget-heading\" data-id=\"15f36cad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cause of damage and technical responsibility<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec1cddc elementor-widget elementor-widget-text-editor\" data-id=\"1ec1cddc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Determining the cause of damage is a decisive step in &#8220;claims processing machines&#8221; or &#8220;claims management machines&#8221; in the clarification of damage cases, as it forms the basis for the allocation of technical responsibility. This process plays a particularly prominent role in the event of damage to machinery, industrial plant and operating equipment. An on-site visit for damage analysis, if possible immediately after the damage has occurred, is essential.<\/p>\n<p>The following aspects illustrate the importance of loss causation and technical responsibility:<\/p>\n<p><strong>1. technical clarification<\/strong>: the identification of the cause of the damage is crucial to determine whether the damage occurred due to which factors. This allows for an equitable allocation of technical responsibility (&#8220;quoting&#8221;).<\/p>\n<p><strong>2. prevention of recurrence<\/strong>: Accurately identifying the cause of damage can prevent similar damage from occurring again in the future.<\/p>\n<p><strong>3. evidence base:<\/strong> the determination of the cause of damage provides a solid basis for evidence in legal disputes.  <\/p>\n<p><strong>4. protection against liability claims<\/strong>: It is of utmost importance for manufacturers, operators and insurers to correctly allocate technical responsibility in order to prevent or adequately respond to liability claims.<\/p>\n<p><strong>5. efficiency of claims settlement<\/strong>: an accurate loss causation analysis speeds up claims settlement by providing the basis for decision-making and facilitating negotiations between the parties involved.<\/p>\n<p><strong>6. quality assurance and improvement<\/strong>: identifying the cause of damage enables manufacturers and operators to make quality improvements and take preventive measures to avoid future damage.<\/p>\n<p>Overall, early and accurate investigation of the cause of damage, preferably through an on-site visit, is essential to determine technical responsibility and clearly define the consequences for all parties involved. This contributes to safety, efficiency and equity in technical and industrial processes and minimizes the risk of damage and liability claims.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddfd611 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ddfd611\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/maschinenkanzlei.de\/en\/determining-the-cause-of-machine-damage\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Further information on the cause of damage<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7368b0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7368b0e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7c504f2\" data-id=\"7c504f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fcbb73e elementor-widget elementor-widget-heading\" data-id=\"fcbb73e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Amount of damage <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c39df7 elementor-widget elementor-widget-text-editor\" data-id=\"3c39df7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">In the event of an insurance claim, the determination of the amount of damage is based on the insurance conditions, which are of course known to the expert. Decisive are, for example:<\/span><\/p>\n<ul class=\"font_8\">\n<li><span style=\"font-size: 17px; color: var( --e-global-color-secondary );\">AFB: Fire Damage \/ Fire Damage,<\/span><\/li>\n<li>AHB: Liability damage,<\/li>\n<li>AMB: Damage to stationary machines,<\/li>\n<li>ABMG: damage to mobile machinery and equipment,<\/li>\n<li>Damage in transit.<\/li>\n<\/ul>\n<div>The <a href=\"https:\/\/maschinenkanzlei.de\/en\/determine-the-insured-value-of-machinery-and-equipment\/\">insured value<\/a>, <a href=\"https:\/\/maschinenkanzlei.de\/en\/current-value-new-value-insurance-value-for-machines\/\">current<\/a> values and <a href=\"https:\/\/maschinenkanzlei.de\/en\/current-value-new-value-insurance-value-for-machines\/\">new values<\/a> are determined depending on the loss event.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-f61c6db elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f61c6db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/maschinenkanzlei.de\/en\/expert-procedure-in-the-event-of-damage\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Further information on the expert procedure<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b6f2a32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b6f2a32\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7216865\" data-id=\"7216865\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-39b1f618 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39b1f618\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-452a2c9a\" data-id=\"452a2c9a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53e772c2 elementor-widget elementor-widget-text-editor\" data-id=\"53e772c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span style=\"color: #3366ff;\">Recommendation:<\/span><\/h2>\n<p>Experts may well arrive at different assessments of facts. Therefore, injured parties, usually the policyholder, should &#8220;consider&#8221; initiating expert proceedings, especially in the case of large claims (&#8220;major claims&#8221;).<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75a1eb58 elementor-align-center elementor-invisible elementor-widget elementor-widget-global elementor-global-1071 elementor-widget-button\" data-id=\"75a1eb58\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/maschinenkanzlei.de\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-comment-dots\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Claims Processing Loss events in the area of &#8220;machinery, mechanical engineering and industrial plants&#8221; are often complex and require professional claims management with appropriate claims handling. Claims management for damages With experience on both sides &#8211; the insurer and the injured claimant &#8211; necessary measures can be efficiently initiated and effectively resolved in multidisciplinary teams. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"full-screen","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"off","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"on","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","osh_disable_topbar_sticky":"default","osh_disable_header_sticky":"default","osh_sticky_header_style":"default","osh_sticky_header_effect":"","osh_custom_sticky_logo":0,"osh_custom_retina_sticky_logo":0,"osh_custom_sticky_logo_height":0,"osh_background_color":"","osh_links_color":"","osh_links_hover_color":"","osh_links_active_color":"","osh_links_bg_color":"","osh_links_hover_bg_color":"","osh_links_active_bg_color":"","osh_menu_social_links_color":"","osh_menu_social_hover_links_color":"","footnotes":""},"class_list":["post-5362","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/pages\/5362","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/comments?post=5362"}],"version-history":[{"count":0,"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/pages\/5362\/revisions"}],"wp:attachment":[{"href":"https:\/\/maschinenkanzlei.de\/en\/wp-json\/wp\/v2\/media?parent=5362"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}